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Cincinnati Uber Drivers' Rights Attorney
Getting into an Uber accident while driving a passenger can be incredibly stressful and worrisome. Injured Uber drivers may have concerns about paying their bills when they’re unable to drive, and navigating a complicated personal injury claim can quickly become exhausting. Hiring a skilled Ohio Uber accident lawyer can help drivers obtain compensation they need and deserve.
At Jones Kahan Law, LLC, we fight for Uber accident drivers’ rights. When you become our client, our ridesharing accident attorneys will take charge of the insurance claims process; we are also fully prepared to litigate to obtain the full value of your claim. Contact our office today to schedule your initial consultation. You will not pay any attorneys’ fees until we recover for you.
Uber’s Insurance Policy for Uber Drivers Injured in Accidents
Uber offers different amounts of insurance coverage, depending on when the accident takes place. When an accident occurs while the driver is offline or the Uber application is off, the driver’s personal insurance coverage will apply.
When the Uber driver is available or waiting to accept a ride request from a customer, Uber provides the driver with the following auto insurance:
- $50,000 in insurance coverage for bodily injury per person
- $100,000 in bodily injury coverage per automobile accident
- $25,000 in property damage coverage per accident
When an accident happens between the time a driver accepts a ride to the time the rider gets out, Uber provides $1 million in liability coverage for bodily injuries and property damage. Uber’s coverage is only available when the at-fault driver’s auto insurance doesn’t cover the medical expenses resulting from the accident. Many personal auto insurance policies do not cover accidents that happen when the driver is using the vehicle for commercial or business purposes. When it comes to personal insurance policies, transporting a customer in the driver’s car for a fee is a commercial purpose.
Will Uber Cover Damage to a Driver’s Personal Vehicle?
When a collision happens after the driver has accepted a customer, the driver may be entitled to collision and comprehensive coverage. When a driver’s personal insurance includes collision and comprehensive coverage, Uber’s insurance will take its place. Uber’s policy will cover the costs of repairing the damage caused to your vehicle during the accident. Drivers must pay a $1,000 deductible, however.
What Happens When Another Uninsured/Underinsured Driver Causes an Uber Accident?
Unfortunately, many Ohio drivers unlawfully drive without motor vehicle insurance. Some drivers carry motor vehicle insurance but not enough to cover the injuries and property damage that occurs in many accidents. When an uninsured or underinsured driver causes an accident that results in an Uber driver’s injury, the Uber driver receives protection under Uber’s insurance policy. When the accident occurs while the Uber driver is en route to pick up a customer or on a trip, Uber provides a $1 million uninsured/underinsured motorist policy.
Compensation Available for Injured Uber Drivers in Ohio
Depending on when the accident took place, Uber’s insurance policy may pay injured drivers for their injuries. As long as the Uber driver maintains his or her personal auto insurance, Uber’s driver-partner insurance will cover medical costs and property damage. Uber’s car insurance does not cover the cost of a rental car for drivers. However, if another driver is at fault, an injured Uber driver may be able to recover additional compensation through the at-fault driver’s insurance policy. Injured Uber drivers may be able to recover the following:
- Compensation for lost and future wages, and medical expenses
- Compensation for vehicle damage
- A rental car to drive while the damaged vehicle is being repaired
Filing a Personal Injury Lawsuit
An Uber driver who suffers an injury in a car accident may have a right to file a personal injury lawsuit against the at-fault driver. Under Ohio law, injured parties have a right to bring a lawsuit against the person whose intentional, negligent, or reckless actions or inactions caused their injuries. When an Uber driver can prove that another driver caused the accident, the Uber driver can sue the at-fault driver for damages.
When successful, a plaintiff in a personal injury lawsuit can secure more compensation at court than by seeking compensation through an insurance company. However, bringing a personal injury lawsuit is often more time consuming and there is always a risk that the plaintiff will not succeed at trial. Uber accidents are complicated. At Jones Kahan Law, LLC, we conduct thorough investigations to determine who caused the Uber accident. Next, we work with our clients to come up with a legal strategy that meets their goals and gives them the best opportunity to recover compensation.
Contact Our Cincinnati Uber Drivers’ Rights Attorney
When an Uber driver is involved in a car accident, determining who is at fault can be complicated. When multiple insurance companies are involved, hiring an experienced Ohio car accident can be incredibly beneficial. At Jones Kahan Law, LLC, our personal injury lawyers understand how much is at stake for our clients.
Our lawyers file all paperwork, statements, and legal documents on behalf of our clients in a timely and effective manner. We also assertively negotiate with insurance companies to help our clients recover compensation for their personal injuries.
Our lawyers conduct thorough investigations into our client’s car accidents. We determine who is at fault and create an effective strategy. We fight hard to negotiate the best possible financial recovery on behalf of our clients. If you’ve suffered an injury as an Uber driver, our lawyers can help. Contact our law firm today to schedule your initial consultation and learn how our legal team can fight for you.
Auto Accident – October 2021
August ’18 – Pedestrian Accident
December ’18 – Uninsured Motorist Accident
Jones Kahan Law was able to obtain a settlement of more than $100,000 for me
Being a victim of a negligent driver, and sustaining serious injuries put me in a very vulnerable place, both physically and financially. Thanks to Jones Kahan Law, I was able to find an attorney that treated me like a friend, not just a client. They kept me informed on my case proceedings and up to…— D.H.
Helped me out when I thought it was too late
I would definitely recommend Jones Kahan law!! Helped me out when I thought it was too late.— E.S.
The staff was very friendly and helpful regardless of day or time.
Their legal services were great! Michael, David, and their team did an awesome job on keeping us informed throughout the case. The staff was very friendly and helpful regardless of day or time. Michael always went out of his way to hand deliver items to our home. We definitely recommend their services. Thank you!— D.T.
Would very much refer this firm to everyone!
Was skeptical at first about handing over my case to them. Mike not only increased my payout. He also did not take a fee for enhancing the case beyond what was offered to me originally. Very rare to have an attorney do this so, 5 Thumbs up to you Mike! Would very much refer this…— R.A.