Lyft is a rideshare company whose popularity is growing in Ohio. Ridesharing is becoming a leading form of transportation in Cincinnati, and the number of Lyft drivers has increased. Customers enjoy the ease and convenience of booking a ride on the Lyft app. As the number of Lyft drivers in Ohio increases, so does the possibility of being in a car accident involving a Lyft driver. Lyft drivers themselves often suffer injuries in car accidents. If you have been injured in a Lyft accident, you should consult an experienced ridesharing accident attorney.
At Jones Kahan Law, LLC, our personal injury attorneys can help you understand your options for seeking compensation for your injuries after a Lyft accident. Under Ohio law, passengers or third-parties who suffer injuries caused by a Lyft driver’s negligence may be entitled to compensation. Lyft drivers who receive injuries while on the job might also be entitled to compensation when another driver’s negligence caused the accident. If you’ve suffered an injury in a Lyft accident, we can help.
Lyft carries $1 million in total liability insurance for motor vehicle accidents involving their drivers. Lyft also requires all drivers to carry their insurance policies while working for Lyft. Passengers who suffer injuries may be entitled to compensation via Lyft’s insurance policy. Lyft drivers are not employees of the company; rather, they work as independent contractors. For Lyft’s insurance policy to cover an accident, the driver must be transporting a passenger with the Lyft app turned on when the accident occurs.
When the driver mode is turned off, the Lyft driver’s insurance policy will cover any accidents that take place. However, when the Lyft app is in driver mode, and an accident occurs before the driver has received a ride request, Lyft’s insurance company will pay out for accidents when the driver’s insurance does not adequately cover the damages.
Lyft’s liability insurance provides the following coverage with no deductible:
Lyft provides drivers and passengers with a $1,000,000 accident coverage policy. This liability insurance policy acts as primary coverage from the time the driver receives a ride request until the time the ride has ended per the app. When the Lyft driver has a personal car insurance policy, Lyft’s insurance coverage will cover bodily injuries and property damage that occurred during the accident.
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Lyft also provides its drivers with uninsured or underinsured motorist insurance protection. When an accident occurs while a Lyft driver is transporting a passenger, Lyft provides uninsured and underinsured motorist insurance that covers bodily injuries of the Lyft drivers or passengers. Injured passengers are not required to pay a deductible for this coverage.
Our ridesharing attorney can help you determine who is responsible for paying the damages. The first step in the process is to determine who is at fault for the accident. Our attorneys investigate every accident to gather evidence and determine who is at fault. Once we have dione so, we develop a strategy for seeking compensation for our clients’ injuries from the appropriate insurance company. In some cases, it is necessary to bring a personal injury lawsuit against the at-fault driver for damages caused by accident.